Capture the full employer match
Not contributing enough to get the full match is leaving compensation on the table.
IRS limits update every January — verify with your plan administrator.
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401(k) Contribution Calculator
Employee deferral + employer match — 2025 IRS limits and catch-up.
Results
You / year
$5,100
Employer / year
$2,550
Total / year
$7,650
Per paycheck
$196
Employee deferral ≈ $5,100/yr + employer match ≈ $2,550/yr. 2025 elective limit $23,500.
infoEducational use only. Educational tool only — not financial advice, trading signals, or a recommendation to buy or sell any instrument. Past performance and hypothetical returns do not guarantee future results. Consult a licensed professional before trading or investing.
What this means
401(k) basics
savings
Employer match is free money
If your plan matches 50% up to 6% of salary, contributing less than 6% leaves compensation on the table. This calculator shows employee + match totals.
calendar_month
2025 limits
IRS elective deferral limits change annually. Catch-up contributions apply at age 50+. Verify with your plan administrator — not tax advice.
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