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Compound Growth Simulator

Principal + return % + monthly contributions — see long-term growth, hypothetically.

Final balance

$144,573

Total contributed

$58,000

Growth (not contributions)

$86,573

YearBalanceContributed
1$13,201$12,400
2$16,634$14,800
3$20,315$17,200
4$24,262$19,600
5$28,495$22,000
6$33,033$24,400
7$37,900$26,800
8$43,118$29,200
9$48,714$31,600
10$54,714$34,000
11$61,147$36,400
12$68,046$38,800
13$75,444$41,200
14$83,376$43,600
15$91,882$46,000
16$101,003$48,400
17$110,783$50,800
18$121,270$53,200
19$132,515$55,600
20$144,573$58,000

infoEducational use only. Educational tool only — not financial advice, trading signals, or a recommendation to buy or sell any instrument. Past performance and hypothetical returns do not guarantee future results. Consult a licensed professional before trading or investing.

Ready for the full workflow?

Model a real investing plan

Investing Studio helps you simulate portfolios, guardrails, and long-term scenarios — beyond a single growth curve.

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Compound growth is a lesson, not a promise

Small contributions plus time plus reinvested returns produce the hockey-stick charts every finance book shows. The simulator makes the arithmetic visible — it does not predict markets.

Real paths are jagged: fees, taxes, sequence of returns, and behavior gaps between planned and actual contributions. Use hypothetical rates conservatively.

Pair this with position-size math for trading education, or Investing Studio for portfolio-level planning. Neither replaces professional advice.